Financial Condition 2010

Dynamics of key financial ratios (thousand UAH)

	Q1	Q2	Q3	2010
Authorized Capital	108 541,3	143 041,3	143 041,3	143 041,3
Assets	174 361,8	156 416,8	145 109,9	112 060,8
Own Capital	99 037,6	83 588,3	79 346,0	40 430,1
Insurance Reserves	97 955,4	83 531,6	89 862,5	97 029,3
Reinsurers Share in Insurance Reserves	54 020,2	41 173,3	45 173,0	44 243,9
Insurance Premiums	24 064,3	46 162,5	66 988,9	97 423,2
Outward Reinsurance Premiums:	14 070,7	20 703,7	23 766,1	29 417,3
- to residents	196,3	67,6	-41,8	54,6
- to non-residents	13 874,4	20 636,1	23 807,9	29 362,7
Insurance Indemnity	6 157,4	15 235,2	24 725,6	33 859,0
Indemnity received from Reinsurers	236,0	432,2	4 667,7	4 818,1

	Q1	Q2	Q3	2010
Total	24 064,3	46 162,5	66 988,9	97 423,2
Personal Insurance (except life insurance):	6 150,9	9 875,3	14 454,8	23 961,0
- Medical Insurance (Permanent Health Insurance)	5 766,3	9 236,4	13 554,0	22 695,8
- PA Insurance	228,5	334,4	440,7	676,4
- Medical Expense Insurance	156,1	304	459,6	559,2
- Other:		0,5	0,5	29,6
Property Insurance (voluntary):	15 993,6	32 729,7	46 178,3	63 981,5
- Motor Insurance	2 783,8	6 569,2	12 200,1	15 777,4
- Financial Risks
- Cargo and Luggage Insurance	4 173,9	5 470,5	4 355,8	4 927,6
- Property	8 545,1	20 167,7	29 066,4	42 240,2
- Railway Vehicles Insurance	490,8	522,3	616,00	831,2
- Water Transport Insurance	0	0	0	0
- Other	0	0	0	205,1
TPL Insurance (voluntary)	1 846,9	3 303,4	5 699,8	8735,4
Obligatory Insurance (except the state one):	72,9	254,1	493,2	745,3
- Dangerous Cargo Insurance against negative consequences of cargo carriage	9,4	24,5	39,7	50,1
- OMTPL Insurance	26,1	165,4	373,1	558,7
Fire TPL Insurance at entities of increased fire danger, including fire and explosion dangerous entities where economic activities can cause accidents of ecological and sanitary and epidemiological nature		23,9	23,9	70,2
- Motor Personal Accident Insurance	31,9	32,6	48,4	56,0
- Other	5,5	7,7	8,1	10,3

	Q1	Q2	Q3	2010
Total	6 157,4	15 235,2	24 725,6	33 859,0
Property Insurance (voluntary):	3 126,8	8 079,3	14 152,7	17 237,3
- Motor Insurance	2 801,8	6 007,4	7 508,2	10 159,8
- Property	325,0	2 071,9	6 264,1	7 077,5
- Other
Personal Insurance (except life insurance)	2 670,3	6 369,2	9 428,9	13 932,2
TPL Insurance (voluntary)				1127,10
TPL Insurance (voluntary)				15,1
Obligatory Insurance (except the state one)	360,3	786,7	1 144,0	1 547,3
- OMTPL Insurance	360,3	786,7	1 144,0	1 496,3
Personal accident insurance vehicle				51,0