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Financial Condition

2014
Dynamics of key financial ratios (thousand UAH)

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Q1
Q2
Q3
2014 year
Authorized Capital 80 886 80 886 80 886 80 886
Assets 342 312 354 982 376 780 487 764
Equity Capital 65 962 86 512 68 242 65 561
Insurance Reserves 197 318 213 021 255 667 387 253
Reinsurer share in insurance reserves 111 113 105 774 141 622 297 332
Insurance payments 67 671,1 127 665,6 175 965,70 202 630,8
Premiums ceded to: 33 336,7 41 948,9 45 018,10 49 800,4
- residents - - - -
- non-residents 33 336,7 41 948,9 45 018,10 49 800,4
Insurance indemnity 19 213,8 32 689,5 51 349,60 78 862,30
Indemnity received from reinsurers 6 527,7 6 757,5 9 099,80 12 742,40

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Q1

Q2

Q3

2014 year

Total

67 671,1

127 665,6

175 965,7

202 630,8

Personal Insurance
(excluding life insurance):

13 573,0

29 433,2

39 472,3

41 437,9

- Medical Insurance
(permanent health
insurance)

13 133,5

28 610,6

37 966,3

39 828,1

- Personal Accident Insurance

287,4

466,4

736,4

773,4

- Medical Costs Insurance

150,4

343,7

742,1

808,7

- Other

1,7

12,5

27,5

27,7

Property &
Casualty
(voluntary):

46 064,5

80 457,3

112 312,0

133 989,8

- Motor Insurance

13 217,4

37 252,8

58 259,1

67 727,1

- Financial Risks

4 308,3

5 637,0

6 662,8

7 205,9

- Cargo and luggage
insurance

11 295,0

13 110,3

14 588,5

16 210,1

- Property

17 147,3

23 868,5

31 770,9

41 653,2

- Railway Transport
Insurance

96,5

554,8

952,7

1 093,0

- Water Transport
Insurance

  -  33,9  78,0  100,5

- Air Transport
Insurance

  -  -  -  -

- Other

  -  -  -  -

Third Party Liability
Insurance (voluntary)

3 914,9

11 552,5

15 921,50

17 492,9

Motor Third Party
Liability (including
carrier’s liability)

460,3

1 077,9

1 583,3

2 060,8

Water Transport
Owner's Liability Insurance
(including carrier's liability)

 - 

 13,8

 17,6

 33,1

Obligatory Insurance
(excluding national insurance):

3 658,4

5 130,9

6 659,0

7 616,3

- Dangerous cargo carrier’s
liability insurance against
negative consequences
at the time of carrying
dangerous cargoes

9,6

23,8

37,4

42,0

- Obligatory Motor Third Party Liability (OMTPL)

1 116,3

2585,5

4020,0

4 487,0

- Business Entity Liability
Insurance against damage
that can be done by fires
and accidents at high-risk sites,
including explosion/fire hazardous
sites and sites, business operations
at which might lead to
environmental and sanitary-
epidemiological accidents

5,6

32,4

48,7

56,1

- Personal Road Accident Insurance

11,4

17,0

22,4

24,7

Civil Aviation Insurance

2 378,1

2283,8

1 560,2

1 808,4

Mortgage insurance
for the risks of accidental
destruction, accidental
damage or deterioration

122,3

172,5

954,2

1 182,0

- Other

15,1

15,9

16,1

16,1

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Q1

Q2

Q3

2014 year

Total

19 213,8

32 689,5

51 349,6

78 862,30

Property &
Casualty
(voluntary):

11 100,9

17 120,5

28 298,3

45 902,1

- Motor Insurance

3 865,8

9 230,7

17 298,3

28 645,4

- Property

7 235,1

7 889,8

11 000,0

17 256,7

Personal Insurance
(excluding life insurance)

7 514,9

14 227,6

20 695,8

29 419,9

Third Party Liability
Insurance (voluntary)

42,5

138,7

8,0

8,0

Motor Third Party
Liability (including
carrier’s liability)

 -

 -

452,0

936,3

Obligatory Insurance
(excluding national
insurance):

555,5

1 202,7

1 895,5

2 596,0

- Obligatory Motor
Third Party
Liability (OMTPL)

555,5

1 202,7

1 895,5

2 596,0

Personal Road Accident Insurance

 -

 -

 -

 -

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